South Carolina's minimum liability limits are low, its share of uninsured drivers is high, and a rider takes the worst of any crash. Here is why uninsured and underinsured motorist coverage is the Midlands rider's real safety net, and how to check yo

South Carolina reduces your recovery by your share of fault and bars it entirely if you are 51 percent or more to blame. Here is how insurers push that number onto Midlands riders and why documentation decides the outcome.